We discussed a few things including:
1. Their career journeys
2. The startup/funding landscape
3. TJ's heathcare fintech venture
4. Garnet's fund/thesis
5. Trends, challenges and opportunities re new ventures and funding
Garnet Heraman is a serial entrepreneur and investor with 25 years experience at the intersection of innovation + technology. Originally from the island nation of Trinidad & Tobago, he was educated at Columbia University (BA), NYU (MBA) and The London School of Economics.
As a dotcom entrepreneur Garnet had 3 exits, 1 of which was to a publicly traded company. As an investor, he is co-founder and managing partner of Aperture® Venture Capital, a seed stage fintech fund backed by 7 different Fortune 500 corporations. He is also an LP in other VC funds such as NY InsurTech Fund II and the Berkeley Skydeck Fund, as well as a prolific angel investor.
Garnet is highly sought after as a startup technology expert, appearing in over 30 business publications and at events on 5 continents. He is currently finishing his first book, due out in early 2025.
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TJ Ademiluyi is the CEO & Co-Founder of Alaffia Health, a healthtech company that uses AI to detect overcharges in health insurance claims. After gaining first-hand insight from working at his family's medical billing company, TJ is striving to reduce healthcare costs by tackling a $300 billion medical billing error and waste problem.
TJ has led Alaffia to save its clients nearly $40M to date, and due to his achievements, was named a Forbes 30 under 30 honoree.
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